create_bank_account
Create a new bank account for the organization. Used for recording deposits and reconciliation.
What create_bank_account does
Creates a new bank account in the organization. Required fields are validated server-side; optional fields default sensibly.
This tool is part of InvoiceCave's open MCP server — the most MCP-complete invoicing platform on the market with 102 tools covering invoices, customers, quotes, expenses, payments, recurring schedules, accounting, and reports. Every tool is callable from any MCP-compatible AI client without writing a single line of integration code.
How an AI uses create_bank_account
Use when the AI needs to record something new — typically as the final step of a "set this up for me" workflow. The call is idempotency-key aware: if the AI accidentally retries, it won't create a duplicate. The created record's ID is returned for follow-up actions like sending or invoicing.
You don't call this tool directly — you ask the AI in plain English and the MCP client decides which tool to invoke based on your request. The example prompts below were lifted from real Claude Desktop sessions, so you can use them verbatim or adapt them to your data.
Parameters
create_bank_account accepts 8 parameters — 1 required, 7 optional. The AI fills these in from your natural-language prompt; you never write them by hand.
| Parameter | Type | Required | Description |
|---|---|---|---|
| name | string | required | Display name for the bank account (required) |
| bankName | string | optional | Name of the bank (e.g. "Chase", "HSBC") |
| accountNumber | string | optional | Account number (will be stored as-is) |
| accountType | enum | optional | Account type (default: Checking)CheckingSavingsCredit CardPayPalWiseOther |
| currency | string | optional | Currency code (default: USD) |
| openingBalance | number | optional | Opening balance (default: 0) |
| isDefault | boolean | optional | Set as default bank account |
| description | string | optional | Optional description |
Request example
Under the hood, your AI client sends a JSON-RPC 2.0 tools/call request to InvoiceCave's MCP endpoint at https://www.invoicecave.com/api/mcp/mcp. Here's what a create_bank_account call looks like:
{
"jsonrpc": "2.0",
"id": 1,
"method": "tools/call",
"params": {
"name": "create_bank_account",
"arguments": {
"name": "Acme Corp",
"bankName": "Acme Corp",
"accountNumber": "example",
"accountType": "Checking",
"currency": "USD"
}
}
}You won't write this yourself — it's shown so developers can see exactly what the MCP client generates. The arguments object maps 1:1 to the parameters above. Authentication is handled by the Authorization: Bearer header with your API key.
Example AI prompts
Type any of these into Claude Desktop, Claude Code, or Cursor — InvoiceCave's MCP server will route them to create_bank_account automatically.
“Create a new bank account for me.”
“Set up a bank account with these details: …”
Use it in 30 seconds
Related tools
More from the Bank Accounts category.
list_bank_accountsList bank accounts configured for the organization. Includes balances and default flag.
get_bank_account_balanceGet the current balance and recent activity for a bank account.
update_bank_accountUpdate a bank account. To set as default, the existing default is automatically unset.
delete_bank_accountSoft-delete a bank account (sets isActive=false). Preserves transaction history. To hard-delete, use the dashboard.
FAQ — create_bank_account
What is create_bank_account?▾
create_bank_account is one of 102 tools in InvoiceCave's MCP server. Creates a new bank account in the organization. Required fields are validated server-side; optional fields default sensibly. It's invoked automatically when an AI client like Claude or Cursor decides the user's request maps to this action.
Which AI clients can call create_bank_account?▾
Any MCP-compatible client. We've tested it with Claude Desktop, Claude Code, Cursor, Windsurf, and Codex. The MCP protocol is open, so any AI tool that speaks MCP can call this endpoint with a valid InvoiceCave API key.
Is calling create_bank_account secure?▾
Yes. Every call is authenticated by the API key you mint in the dashboard, scoped to a single organization, rate-limited per key, and recorded in the audit log with source='mcp'. Sensitive fields (SMTP passwords, encryption keys) are never returned to the AI client.
What parameters does create_bank_account take?▾
create_bank_account accepts 8 parameters — 1 required (name) and 7 optional. The AI populates these from your plain-English prompt — see the parameter table and request example above.
Does create_bank_account count against any quota?▾
MCP tool calls are unmetered on the free plan up to a generous monthly limit. Once you connect Stripe and start charging your customers, every call still counts against the same per-key rate limit but doesn't add to your bill.
Ready to wire this up?
Free plan — no credit card. 102 tools at your AI's disposal.